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Own Art 0% Scheme....FAQ

As many of you will already know we run the 'Own Art' scheme here at Gallerina, this enables you to buy art work interest free over 10 months...Here are some frequently asked question about this great scheme

What is Own Art?

Own Art is a national initiative that makes buying contemporary art and craft affordable by letting you spread the cost of your purchase over 10 months with an interest free loan.

Who runs Own Art?

Own Art is a Creative United programme run in partnership with Arts Council England, the Arts Council of Northern Ireland and Creative Scotland. Creative United is a registered trademark of Creative Sector Services CIC, a Community Interest Company, in partnership with our credit provider Hitachi Capital Consumer Finance.

What are the aims of the scheme?

The aims of the scheme are:

  • To enable more people to live with the art they love

  • To promote the presentation and sale of high quality works of art through a network of visual arts venues and galleries across England, Scotland and Northern Ireland;

  • To support contemporary artists by encouraging increased sales of work across a breadth of practice

Do I need to pay a deposit?

No. No deposit is necessary when applying for an Own Art loan.

When will I need to make my first payment?

Your first payment will normally be debited from your account around 4 weeks after the date on which you signed the agreement. You will receive a letter confirming the date.

Can I change the date of my monthly direct debit?

Yes. This is possible if you contact Hitachi Capital Consumer Finance directly, once your first payment has gone through.

Are there any charges if I decide to pay off the loan early?

No. Own Art loans do not have early redemption charges. If you would like to pay off the loan, you can contact Hitachi Capital Consumer Finance to do so at any time.

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